Image: Artist studio, photograph Lana Adams.
Guildhouse is thrilled to announce that from 1 February 2025, we are moving to a new insurance broker, Cover for Creatives Pty Ltd.
Guildhouse offers an annual insurance membership package for $355 to artists, craftspeople, designers, registrars, curators, conservators, installers and arts administrators working across Australia.
Cover for Creatives was founded specifically to support members in accessing affordable insurance coverage, with underwriters: Berkely Insurance Australia for Public and Product Liability and Liberty Specialty Markets for Personal Accident.
What does the Accredited Membership policy cover?
- Public and Product Liability: $20,000,000
- Personal Accident: $2,500,000 any one occurrence
- Professional Indemnity: $5,000,000 any one occurrence
- Property in Your Physical or Legal Control: $250,000
- Tenants Liability: up to $20,000,000
This change will not impact existing members’ coverage. Current members do not need to take any action. Your current policy will remain active with Local Community Insurance Services (LCIS) until your expiry date. Come renewal time, you will migrate to the new policy with Cover for Creatives.
What are some of the activities covered by the Accredited Membership?
| Art Writer | Writing, reviewing and publishing text about art, including writing as a visual arts practice. |
| Arts Administrator | Assisting with Artist and/or Arts Organisation administration work and marketing. |
| Conservator | Conservation of artwork or crafted items that have been damaged or need to be cleaned. |
| Contractors, Sub-Contractors and Volunteers | Although cover is in place for Contractors, Sub-Contractors and Volunteers, it is recommended that Contractors, Sub-Contractors and Volunteers carry their own insurance cover, rather than rely on the cover provided by the Insured Member. |
| Curating | Developing exhibitions and programs, curating touring art exhibitions, developing a public program for a curated exhibition. |
| Installer | Installation of artwork in a gallery, private, public or exhibition space. |
| International cover | Cover is in place whilst temporarily working overseas for a period of 90 days or less. |
| Market stalls | Selling or displaying artworks, crafts or designs at markets and fairs. |
| Open studios | Having open studio days for people to visit an artist’s studio. This also includes art buyers, other artists, volunteers visiting the studio space. |
| Registrar |
Artwork inventories, handling policies (accepting and returning artworks). Provide basic valuations of artworks in a collection or managed register of work. |
| Teaching/Workshops |
This policy provides cover for creative practitioners teaching or sharing their professional skills through classes or workshops. When the member is teaching adults and /or children, there is no limit to the number of participants or classes the member can teach. |
| Working at heights | There are no working at heights restrictions for Members covered by the policy. |
| Working in a studio | Rented studios often require artists to source their own Public and Product Liability and/or if people are entering studios (home/owned/rented). |
| Written work | Self-published art catalogues and written work in response to art, craft or design including critical writing, reviews, poetry, online and print. Commercial scale publishing not covered. |
For further queries, please contact Guildhouse at guildhouse@guildhouse.org.au